> ## Documentation Index
> Fetch the complete documentation index at: https://palladiumai.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Roles and Permissions Reference Guide for Palladium AI

> Complete reference for Palladium AI's three-tier role model — member, admin, and platform owner — and which actions each role can perform.

Palladium AI uses a three-tier role model to control what each user can see and do within the platform. Roles are assigned per team for **member** and **admin**, while **platform\_owner** is a global designation that spans all teams and unlocks platform-level configuration. Understanding the boundaries between roles helps you keep financial data secure and delegate responsibilities appropriately.

## Permissions Table

| Action                         | member | admin | platform\_owner |
| ------------------------------ | :----: | :---: | :-------------: |
| View team dashboard            |    ✓   |   ✓   |        ✓        |
| Record savings deposits        |    ✓   |   ✓   |        ✓        |
| Apply for a loan               |    ✓   |   ✓   |        ✓        |
| View all team loans & deposits |    ✓   |   ✓   |        ✓        |
| Approve or reject loans        |    —   |   ✓   |        ✓        |
| Invite members to a team       |    —   |   ✓   |        ✓        |
| Change member roles            |    —   |   ✓   |        ✓        |
| View Geographies analytics     |    ✓   |   ✓   |        ✓        |
| Add member location pins       |    —   |   ✓   |        ✓        |
| Access admin API console       |    —   |   —   |        ✓        |
| Publish/edit API products      |    —   |   —   |        ✓        |
| View all teams' data           |    —   |   —   |        ✓        |

## Assigning Roles

Admins can update any team member's role directly from the **Members** page. Find the member's row, open the role dropdown, and select the new role — the change takes effect immediately. You can promote a member to admin or demote an admin back to member at any time without disrupting their access to existing records.

The **platform\_owner** role is different: it is a global role set by the platform operator, not by individual team admins. If you need platform\_owner access granted or revoked, contact your platform operator to make that change.

<Warning>
  The **platform\_owner** role grants access across all teams and the admin API console. Assign it only to trusted operators.
</Warning>