> ## Documentation Index
> Fetch the complete documentation index at: https://palladiumai.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Members Page: Directory, Roles, and Financial Holdings

> Use the Palladium AI Members page to view your team's member directory, manage roles, and track each member's cumulative savings and loan holdings.

The Members page gives you a complete, team-scoped view of everyone on your cooperative or community finance team. From a single screen you can see who belongs to the team, what role each person holds, and how much each member has contributed in savings or borrowed through approved loans — all drawn from live data.

## Member Directory

At the top of the page, an **avatar strip** gives you an at-a-glance roll call of your team. Each avatar is a circle displaying the member's initials, with a role badge beneath it indicating whether the person is a standard member or an admin.

Below the avatar strip, the full **member table** lists every person on the team with the following columns:

| Column            | Description                                                    |
| ----------------- | -------------------------------------------------------------- |
| **Name**          | The member's display name                                      |
| **Email**         | The email address associated with their account                |
| **Savings Total** | Cumulative sum of all deposit amounts recorded for this member |
| **Loans Total**   | Cumulative sum of all approved loan amounts for this member    |

The table gives you a single source of truth for the financial footprint of each individual, without needing to filter the Savings or Loans pages manually.

## Per-Member Holdings

The **Savings Total** and **Loans Total** columns shown in the directory reflect lifetime cumulative figures for each member:

* **Savings Total** — the sum of every deposit this member has made to the team, regardless of date.
* **Loans Total** — the sum of all approved loan amounts for this member.

Both figures sit side by side in the table, making it straightforward to compare a member's deposits against their outstanding borrowing at a glance. For a detailed explanation of how these calculations are defined and how they relate to the team-level metric cards on the Overview page, see [Savings & Loans Concepts](/concepts/savings-loans).

## Managing Members

**Inviting new members** — to add someone to your team, follow the steps in [Inviting Members](/admin/inviting-members). Once an invitation is accepted, the new member appears in the directory and their records begin contributing to team-level metrics immediately.

**Changing roles** — admins can update any member's role directly from the Members page. Role changes take effect immediately and control which actions a person can perform across the product — for example, only admins can approve or reject loan applications. For a full breakdown of what each role can do, see [Roles & Permissions](/admin/roles-permissions).